We think it is important to acknowledge the hard work it takes to purchase and own a home. Homeownership comes along with certain challenges and “never-ending projects” to maintain and improve the structure and functions of the home. JSM will work with you to protect your investment from the unexpected happenings that inevitably occur. After we discuss the particulars of your home, our team will calculate the replacement cost as to provide the appropriate dwelling coverage A. We will also determine your proximity to the nearest body of water to see if you qualify for certain markets and programs available. Lastly, we will navigate the homeowner’s market based on these findings to secure an all-inclusive, affordable policy.